Employers sometimes offer benefits packages that let employees pick and choose the benefits they want, paying for certain qualified insurance benefits and non-covered health and dependent-care expenses with pre-tax dollars taken directly from their paychecks. These types of plans are known as cafeteria plans, or Section 125 plans.
Section 125 plans allow employees to pay for benefits with pre-tax dollars, so employees' taxable income is reduced and they receive more spendable income. Check with your human resources specialist to learn if your company offers either of the following FlexPlan options:

With the Premium Only plan, employees can pay for life, medical, dental, and disability benefits with payroll-deducted, pre-tax dollars.

With the Flexible Spending Accounts plan, employees get reimbursed for qualified non-covered health and dependent-care expenses with tax-free dollars.